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I asked what the closing costs were.The answer I got was I would be saving a lot of money.

So I went along knowing if the costs were over $1500 I probably wouldn't sign. The costs came to $3700 and the loan amount was $63,000 when I owe $47,000. I didn't want cash back. Thanks to Kathy the notary who pressured them to release a disclousure statement before we met.

I cancelled the meeting and did not sign.I'm sure the notary new if I saw disclousure statement I wouldn't sign and didn't want to waste her time.

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